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Terms of Service

Important! These Terms of Use & Service (“Terms of Use”) govern your use of this site, which is provided by Solid Financial Solutions by accessing this site, you are indicating your acknowledgment and acceptance of these Terms of Use. These Terms of Use are subject to change by Solid Financial Solutions at any time in its discretion. Your use of this site after such changes are implemented constitutes your acknowledgment and acceptance of the changes. Please consult these terms of use prior to every use for any changes.

Access to This Site

You must be eighteen (18) years or older to access this web site. If you are under eighteen years of age, you are not permitted to access this web site for any reason. Due to the age restrictions for use of this web site, no information obtained by this web site, falls within the children’s online privacy protection act (COPPA) and is not monitored as doing so.

To access this site or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this site that all the information you provide on this site will be correct, current, and complete. If Solid Financial Solutions believes the information you provide is not correct, current, or complete, we have the right to refuse you access to this site or any of its resources, and to terminate or suspend your access at any time, without notice.

Refunds, Cancellations and Billing Policy

All products are backed by a 30-day no questions asked money back guarantee as stated on the website from which you purchased.

Solid Financial Solutions has rights to change the refund policy at anytime, but will be reflected on future orders not past orders.

Guarantee starts from the purchase date. Refund requests or products returned after the refund policy has expired are not subject to a refund and a refund will not be issued.
Products returned after the policy has expired will be shipped back to the customer.

If a digital product is purchased, a refund request letter must be sent to our office in order for a refund to be processed. To do this please go to http://solidfinancialsolutions.ca/member/support/ and submit a ticket requesting a refund. Be sure to include ALL of your contact information: Full Name, Email and the name of the course you wish to have refunded so we can find you in the system. This is to prevent fraudulent orders.

Upon a refund being processed please allow 5 to 15 business days for the transaction to post to your account. Transaction times depend on the policies of your bank or credit card companies.

In the case of monthly products (ie. Monthly newsletters), you have 30 days to cancel the subscription to receive a refund for your initial payment. You are under no obligation to continue the subscription and can cancel at anytime by contacting support at http://solidfinancialsolutions.ca/member/support/.

Upon cancellation your card will never be billed again.

Restrictions on Use

You may use this site for purposes expressly permitted by this site. You may not use this site for any other purpose, including any commercial purpose, without Solid Financial Solutions’ express prior written consent. For example, you may not (and may not authorize any other party to) (i) co-brand this site, or (ii) frame this site, or (iii) hyper-link to this site, without the express prior written permission of an authorized representative of Solid Financial Solutions For purposes of these Terms of Use, “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with Solid Financial Solutions in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.

The right to use SolidFinancialSolutions.ca and all related URL’s (collectively, “Solid Financial Solutions Sites”) is personal to the Subscriber and is not transferable to any other person or entity. Subscriber is responsible for all use of Subscriber’s Account (under any screen name or password) and for ensuring that all use of Subscriber’s Account complies fully with the provisions of this Agreement. Subscriber shall be responsible for protecting the confidentiality of Subscriber’s password(s), if any.

Subscriber shall use Solid Financial Solutions Sites for lawful purposes only. Subscriber shall not post or transmit through Solid Financial Solutions Sites any material that violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, fraudulent, or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without Solid Financial Solutions’ express prior approval, contains advertising or any solicitation with respect to third-party products or services. Any conduct by a Subscriber that in Solid Financial Solutions’ discretion restricts or inhibits any other Subscriber from using or enjoying Solid Financial Solutions Sites will not be permitted. Subscriber shall not use Solid Financial Solutions Sites to advertise or perform any commercial solicitation, including, but not limited to, the solicitation of users to become subscribers of other on-line information services competitive with Solid Financial Solutions Sites.

Proprietary Information

The material and content (hereinafter referred to as the “Content”) accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by Solid Financial Solutions is the proprietary information of Solid Financial Solutions or the party that provided the Content to Solid Financial Solutions, and Solid Financial Solutions or the party that provided the Content to Solid Financial Solutions retains all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of Solid Financial Solutions, or unless authorized in writing elsewhere on our site, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content except as expressly provided in these Terms of Use violates Solid Financial Solutions’ intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.

Hyperlinks

This site may be hyperlinked to other sites which are not maintained by, or related to, Solid Financial Solutions. Hyperlinks to such sites are provided as a service to users and are not sponsored by or affiliated with this site or Solid Financial Solutions. Solid Financial Solutions has not reviewed any or all of such sites and is not responsible for the content of those sites. Hyperlinks are to be accessed at the user’s own risk, and Solid Financial Solutions makes no representations or warranties about the content, completeness or accuracy of these hyperlinks or the sites hyperlinked to this site. Further, the inclusion of any hyperlink to a third-party site does not necessarily imply endorsement by Solid Financial Solutions of that site.

Submissions

You hereby grant to Solid Financial Solutions the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to Solid Financial Solutions through this site (together, hereinafter known as the “Submission”), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. Solid Financial Solutions will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future Solid Financial Solutions operations. Solid Financial Solutions will treat any personal information that you submit through this site in accordance with its Privacy Policy as set forth on this site.

Disclaimer

You understand that Solid Financial Solutions cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. Solid Financial Solutions does not assume any responsibility or risk for your use of the Internet.

The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by Solid Financial Solutions investors, borrowers, and other persons should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own professional judgment. Information obtained by using this site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals.

Your use of this site is at your own risk. The content is provided ‘as is’ and without warranties of any kind, either expressed or implied. Solid Financial Solutions disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement. Solid Financial Solutions does not warrant that the functions or content contained in this site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. Solid Financial Solutions does not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise. The content may include technical inaccuracies or typographical errors, and Solid Financial Solutions may make changes or improvements at any time. You, and not Solid Financial Solutions, assume the entire cost of all necessary servicing, repair or correction in the event of any loss or damage arising from the use of this site or its content. Solid Financial Solutions makes no warranties that your use of the content will not infringe the rights of others and assumes no liability or responsibility for errors or omissions in such content.

All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site, and Solid Financial Solutions does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer, accurate or complete.

Third Party Content

Solid Financial Solutions is a distributor (and not a publisher) of content supplied by third parties and Subscribers. Accordingly, Solid Financial Solutions has no more editorial control over such content than does a public library, bookstore, or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, Subscribers or any other user of solidfinancialsolutions.ca, are those of the respective author(s) or distributor(s) and not of Solid Financial Solutions Neither Solid Financial Solutions nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose. (Refer to the Sections below for complete provisions governing limitation of liabilities and disclaimers of warranty).

Limitation on Liability

Solid Financial Solutions, its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if Solid Financial Solutions has been advised of the possibility of such damages. In no event will the collective liability of Solid Financial Solutions and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors, to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $100 or the amount you have paid to Solid Financial Solutions for the applicable content, product or service out of which liability arose.

Under no circumstances will Solid Financial Solutions be liable for any loss or damage caused by subscriber’s reliance on information obtained through solidfinancialsolutions.ca. It is the responsibility of subscriber to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through Solid Financial Solutions sites. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.

Indemnity

You will indemnify and hold Solid Financial Solutions, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (hereinafter known as the “Indemnified Parties”) harmless from any breach of these Terms of Use by you, including any use of Content other than as expressly authorized in these Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney’s fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from any of Solid Financial Solutions Sites.

Trademarks

Trademarks, service marks, and logos appearing in this site are the property of Solid Financial Solutions or the party that provided the trademarks, service marks, and logos to Solid Financial Solutions. Solid Financial Solutions and any party that provided trademarks, service marks, and logos to Solid Financial Solutions retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this site.

Information You Provide

You may not post, send, submit, publish, or transmit in connection with this site any material that:

  • you do not have the right to post, including proprietary material of any third party;
  • advocates illegal activity or discusses an intent to commit an illegal act;
  • is vulgar, obscene, pornographic, or indecent;
  • does not pertain directly to this site;
  • threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive;
  • seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
  • infringes any intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity;
  • violates any law or may be considered to violate any law;
  • impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
  • advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site;
  • solicits funds, advertisers or sponsors;
  • includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;
  • disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site;
  • includes MP3 format files;
  • amounts to a ‘pyramid’ or similar scheme;
  • disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site; or
  • contains hyperlinks to other sites that contain content that falls within the descriptions set forth above.

Additionally, subscribers are specifically prohibited from posting negative or defamatory statements regarding Solid Financial Solutions, Brad Fisher, contributors to the site or other subscribers.

In this regard, in the event of an actual or threatened violation of these Terms of Use, Subscriber acknowledges and agrees that such actions would cause Solid Financial Solutions (and its affiliates, subsidiaries, shareholders owners, directors, officers, contributors, subscribers, spokespersons, etc) irreparable injury to the Company, the exact amount of which will be impossible or difficult to ascertain and that monetary damages alone will not provide an adequate remedy to the Company. Accordingly, Solid Financial Solutions (and its affiliates, subsidiaries, shareholders owners, directors, officers, contributors, subscribers, spokespersons, etc.) shall be entitled to obtain an injunction from a court of competent jurisdiction prohibiting such action or threatened action without the need to post a bond.

Although under no obligation to do so, Solid Financial Solutions reserves the right to monitor use of this site to determine compliance with these Terms of Use, as well the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither Solid Financial Solutions nor any third party that provides Content to Solid Financial Solutions will assume or have any liability for any action or inaction by Solid Financial Solutions or such third party with respect to any submission.

Security

Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). Solid Financial Solutions will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Solid Financial Solutions considers insecure, Solid Financial Solutions will be entitled to require the password to be changed and/or terminate your account.

You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, Solid Financial Solutions reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. Solid Financial Solutions reserves the right to investigate suspected violations of these Terms of Use.

Solid Financial Solutions reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing Solid Financial Solutions to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these Terms of Use.

By accepting this agreement you waive and hold harmless Solid Financial Solutions from any claims resulting from any action taken by Solid Financial Solutions during or as a result of its investigations and/or from any actions taken as a consequence of investigations by either Solid Financial Solutions or law enforcement authorities.

Free Trial

In some cases you may agree to a free trial. A valid credit card is required to start the trial. At the time of activation of the trial your card will be authorized for either $1 or the full amount of purchase price. Note: At this point funds have not been collected but may show up on your account. The authorization will expire at the end of 5 business days. You have not been billed at this point.

At the end of the trial you agree and will be billed for the full purchase price. You are under no obligation and can cancel at anytime during the free trial period and your card will never be billed.

Miscellaneous

These Terms of Use will be governed and interpreted pursuant to the laws of Alberta, Canada, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in Alberta in connection with any dispute between you and Solid Financial Solutions arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to these Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use will be in the province and federal courts in Alberta, Canada. If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. Solid Financial Solutions may revise these Terms of Use at any time by updating this posting.

Last updated: June 13, 2013

Copyright © Solid Financial Solutions, 2013. All Rights Reserved.

by Brad Fisher on November 11, 2011 in

© Copyright Solid Financial Solutions Inc. All Rights reserved. P.O. Box 25205 RPO Deer Park, Red Deer, Alberta T4R 2M2 Canada. Registration or use of this site constitutes acceptance or our Terms of Service and Privacy Policy.

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